Having Insurance Can Improve Employment Opportunities

Having insurance can improve employment opportunities for newly-qualified hairdressers, beauticians, and nail technicians. Many people simply fail to see things from the prospective employer’s point of view when applying for a position. Others think to address some of the employer’s most obvious concerns, such as those regarding the employee’s capability and willingness to work. However, most applicants fail to think of the prospective employer’s concerns regarding risk management issues that arise when hiring a new employee.

Prospective employer’s concerns

A prospective employer is likely to have many concerns regarding risk management when hiring a new employee. There are numerous safety and health risks associated with the beauty, nail, and hair care industry due to the products and equipment used. These risks increase when the treatments are provided by unqualified or inexperienced employees.

Therefore, the employer must accurately assess the health and safety risks, as well as financial risks that may arise when hiring a new employee. Mistakes, accidents, and careless behaviour can lead to law suits or financial ruin for any business.

How insurance can help

Having insurance can help a newly-qualified person to address many of the prospective employer’s concerns. Having insurance can:

1. Demonstrate that the employee is mature and willing to take on responsibility for own actions.

2. Demonstrate that the employee is thoroughly aware of the risks involved and is willing to comply with the health and safety measurements that have been set in place.

3. Demonstrate that the employee intends to follow a career in the beauty, hair care, or nail industry and isn’t just looking for a temporary job. This indicates that the employer may not have to worry about the prospective employee leaving soon after the employer goes through all the hassle and expense of hiring and training the new employee.

4. Demonstrate that the employee is willing to assume some of the financial risk involved, even if it’s only to gain a probationary trial period of employment.

5. Demonstrate that the employee has a lot of respect for self, co-workers, and the clientele.

How to use insurance to create opportunities

Of course, not everyone will be hired simply because they carry their own insurance cover. No employer will base employment decisions off of risk management concerns alone, and some employers may not even consider the risks until after the employee has already been hired.

The jobseeker’s ability and growth potential, previous experiences, and personality will still be major factors in the employer’s decision. The person will still need excellent references and a good resume. However, there are ways to use having insurance to help create more opportunities. These are:

1. Mention having your own insurance cover on your application, CV, and resume. Let the employer know that you’re willing to maintain at least a minimum level of cover to help defray the costs of the employer’s own insurance cover, at least for the first year of employment.

2. Offer to purchase insurance cover or reveal that you have insurance cover already, while directly asking the employer to let you work for a day or a week on a voluntary, probationary basis. Most employers will not reject the offer of free work in exchange for a fair evaluation as long as they do not have to lay out money for extra insurance or extra equipment and products.

3. Mention having insurance during interviews with employers. Use it as proof that you can financially afford to pay for any mistakes you may make while employed. If there’s more than one candidate for the position, the employer will likely choose someone who has insurance over someone who does not, unless the person without insurance has more qualifications and experience.

There are currently thousands of jobs available in the beauty, hair and nail industries in the UK and various countries around the world. However, there is also lots of stiff competition for those positions. Implementing insurance as an employment leverage tool only provides the jobseeker with an edge over the competition that is less-foresighted. The jobseeker must still use all the various resources available for gaining employment. Having insurance can improve employment opportunities, but the individual will still have to find or create those opportunities first.